When talking to your doctor about your health insurance plan, you should ask a few important questions to ensure you’re getting the most out of your coverage.

First, ask about which services are covered. This includes preventative care, such as check-ups, tests, screenings, and medical treatments or procedures. Make sure to ask if there are any limits on the services available and what costs you may have to pay out of pocket.

Second, inquire about the medications and treatments covered by your plan. Ask what kinds of drugs are covered and if there are any restrictions or limitations. Also, ask about the cost of any medications or treatments and your co-payments or co-insurance.

Third, ask about the network of providers available under your plan. Find out what doctors and hospitals you can use and ask if there are any restrictions or limits.

Finally, inquire about the details of your deductible and out-of-pocket maximum. Ask how the deductible works and how much you must pay before the insurance starts to cover your costs. Additionally, ask what your out-of-pocket maximum is and what costs it includes.

These questions should help you get a better understanding of your health insurance plan and what coverage you can expect. Make sure to ask your doctor any other questions you may have to ensure you’re getting the most out of your coverage.